LayBuy T’s & C’s

LayBuy Payment Option – Terms & Conditions

The LayBuy payment option is offered via a third-party Shopify application developed by SnapSell (WizzCommerce).

By selecting LayBuy at checkout, you agree to the following terms:

1. Payment Structure
   Customers pay 50% of the total order value at checkout. The remaining 50% will be automatically charged to the same debit or credit card used for the initial payment.
2. Payment Schedule
   Customers may choose for the remaining 50% to be automatically deducted either:
   
• 1 week after the initial payment, or
• 2 weeks after the initial payment.
  
3. Product Dispatch
   LayBuy orders will not be shipped until full payment has been received.
4. Failed Payments
   If the second payment fails, it will be retried automatically.
   If payment fails twice, the order will be cancelled.
   In the event of cancellation due to failed payments, the initial 50% deposit will be retained as a cancellation fee.
5. Customer Cancellation
   Customers may cancel their LayBuy order prior to the second payment being processed. In this case, the initial 50% payment will be refunded.
6. Eligibility
   LayBuy is available to New Zealand customers only.
7. Age Requirement
   As NSFM Co sells adult humour products, customers must be 18 years or older to use the LayBuy option.
8. Third-Party Service
   LayBuy is facilitated by a third-party app (SnapSell – WizzCommerce). By selecting this payment option, customers also agree to the app provider’s terms and conditions. Any issues will be liaised via customer to NSFM to SnapCell